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扫码付款隐患多!学会这两招,保护微信、支付宝里的钱包安全

2018-2-20 01:06| 投稿: xiaotiger |来自: 互联网

摘要: 现如今,扫码、刷卡消费越来越方便,“无现金支付”已成为多数人的生活常态。虽然支付方式多样化了,但可能也会有被盗刷的风险。微信、支付宝为何可能被盗刷?因为我们在注册微信、支付宝的时候,都会跟手机绑定在一 ...

现如今,扫码、刷卡消费越来越方便,“无现金支付”已成为多数人的生活常态。虽然支付方式多样化了,但可能也会有被盗刷的风险。

微信、支付宝为何可能被盗刷?因为我们在注册微信、支付宝的时候,都会跟手机绑定在一起,如果不小心丢了手机,捡到的人就可能会利用短信验证码登录你的微信,又或者可以利用短信来验证支付宝登录密码,辛辛苦苦攒的私房钱,就可能真的一夜回到解放前了。

如何才能让我们的钱包更安全呢?今天,小编就给大家支两招,接下来奉上防被盗刷宝典(我们以iPhone为例)。

一,关于支付宝

具体操作步骤:【设置】-【电话】-【SIM卡PIN码】,把该密码打开。

这样,你在解开手机屏幕密码之后,还需要输入一个“PIN密码”。

注意:设置时务必先搞清楚原始密码,然后记牢新设置的密码,或者先向运营商咨询清楚,否则,不要随便操作!

这样的话,每次重启手机或重新更换SIM卡的时候,都会提醒你该SIM卡被锁定,只有输入PIN密码才能使用手机,锁定之后的手机界面,是这样的:

二,关于微信微信

我们平时在线下用支付宝或者微信的付款码去支付的时候,商家只用扫我们的付款码就行了,完全不用输入密码,这样会不会很不安全呢?

有什么方法可以保护微信钱包的安全呢?接下来小编教你一招:

【我的】-【钱包】-【收付款】-点击右上角的三个小点“...”【暂停使用】

这样,你的付款码就会暂时失效,无论谁再拿到你的手机,都必须要用密码或者指纹才能通过验证才可以,安全性大大提升。

支付宝和微信如今是我们进行在线支付的主要工具,赶快学会这几招,保护好自己的小金库吧!

本文编辑:方彦秋

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